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PROPERTY VALUE

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Buying your home
through Beresfords

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Register as a Buyer Buying Process Area Statistics Buying to Let Property For Sale FAQs

With decades of experience and a deep understanding of the local market, we are committed to making the process of buying your home as smooth and enjoyable as possible. Our dedicated team of experts is here to guide you every step of the way, offering personalized advice and support to ensure you find a home that meets all your needs and aspirations.

BUYING YOUR HOME

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buyer with Beresfords

Register with Beresfords as a buyer today and be the first to know about any new properties matching your search criteria.

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The Buying Process

From securing mortgage pre-approval to finding the perfect property, making an offer, and closing the deal, our expert guidance ensure a smooth experience every step of the way.

Discover how rewarding homeownership can be with Beresfords by your side.



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The Essex sales market is knowing for being highly competitive and fast moving. Let us help you be the first to know about newly listed homes for sale. Increasing your chances of securing your dream home effortlessly.

Mortgage advice Mortgage advice

Our expert mortgage advice helps you navigate the complexities of financing your property purchase. From exploring options to securing the best rates, we guide you every step of the way.

Property Search Property Search

Whatever your requirements you have, Beresfords are here to assist in finding your new home. With Beresfords coverage we can assist you with a range of properties to suit your requirements and budget. 

Offer

Offer

After deciding it’s the property for you, make an offer to secure your new property. With Beresfords competitive market insights and expert guidance, we will help you craft the perfect proposal.

Offer accepted

Offer accepted

Once your offer is accepted, we’ll guide you through the process. From assisting with finances, recommending solicitors, to arranging a survey.

Conveyancing process

Conveyancing process

This involves the legal transfer of the property ownership. Including title searches, contract reviews and finalising documentation. Our experienced teams ensure a smooth, transparent transaction from start to finish.

Survey & mortgage offer

Survey & mortgage offer

The survey process involves a professional evaluation of the property’s condition and structure. This includes checking for defects, assessing value, and ensuring the property meets all required standards before purchase.

Exchange

Exchange

The exchange process involves both parties signing contracts and exchanging through their solicitors. A deposit is paid, and the sale becomes legally binding, securing your new property.

Completion

Completion

The completion process involves transferring the remaining funds, finalising legal paperwork, and handing over keys. It marks the official conclusion of the property purchase, and you can collect the keys to your new property.

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BUYING

Local area
statistics

With extensive knowledge and expertise of the property prices in Essex, find out how the property market is performing in your local area.

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Buying a
property to let

Why it's important to make the right choice of letting agent.

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Ingrave House Roof Terrace

BUYING

Current
properties

Discover current properties for sale with Beresfords.

Properties For Sale...

Your Questions Answered...

The deposit required for a mortgage typically ranges from 5% to 20% of the property's purchase price. For example, on a £200,000 home, a 10% deposit would be £20,000. The only time this would differ is if you are buying the property as an investment and typically 25% would be required.
Choosing the right mortgage involves considering factors like interest rates (fixed or variable), the length of the mortgage term, fees, and flexibility (such as overpayment options). It's wise to compare different mortgage deals and consult with a mortgage advisor which we can put you in contact with here. Visit Flagstone for more information.
The Loan-to-Value (LTV) ratio is the percentage of the property's value that you're borrowing through a mortgage. For instance, if you have a £200,000 property and a £150,000 mortgage, your LTV ratio is 75%.
Yes, you can pay for a property in cash if you have the funds available. This can often speed up the purchasing process and might give you more negotiating power. In this instance you would need to provide source of funds to your agent and solicitors.
Yes, if you have sufficient funds, you can pay the full purchase price of the property without needing a mortgage.
To make an offer on a property, contact the estate agent with the offer you wish to make. Be prepared to provide proof of your financial ability to purchase, such as a mortgage agreement in principle or proof and source of funds if paying in cash.
Yes, hiring a solicitor or conveyancer is essential for managing the legal aspects of property transactions, including the transfer of ownership. We can advise and offer a selection of local firms, for more information please contact your local office.
Yes, if you are purchasing the property with a mortgage, the lender will carry out a valuation survey as standard. However, getting an additional survey is highly recommended to identify any structural issues or defects that could affect the property's value and your decision to buy. We can assist you in this process via Cheke & Co.
Consider costs like the deposit, mortgage fees, solicitor/conveyancer fees, property survey costs, stamp duty, moving costs, and initial repairs or renovations.
The process can take from a few months to several months, depending on factors like the property chain, mortgage approval, and legal processes. On average at the moment the process is taking approximately 4 months, however there are key processes that you can action to expedite the timescale as either a buyer or a seller and we can advise you of these.
The buyer pays stamp duty and both the seller and buyer will pay their respective conveyancer fees.
Beresfords can help you find properties that meet your criteria, provide local market knowledge, assist with negotiations, and facilitate communication between you and the seller.
Head to your local Beresfords branch or view available properties for sale on the Beresfords website. You can also use online property portals, local newspapers, social media and word of mouth.
After your offer is accepted, you'll need to arrange a survey, finalise your mortgage, and hire a solicitor to handle the legal aspects of the transaction.
Exchange of contracts is the point at which the buyer and seller are legally committed to the sale. Completion is when the ownership is transferred, and you can move into the property.
On completion day, the purchase funds are transferred to the seller, and you receive the keys to your new property.
No, you don't have to move in on completion day, but you will have legal ownership and can move in when you're ready.
A property chain occurs when multiple property transactions are dependent on each other. Delays in one transaction can affect the entire chain.
As a homeowner, you'll pay bills including mortgage payments, council tax, utility bills (water, gas, electricity), home insurance, and maintenance costs.
A variety of professionals can assist, including your local Beresfords team of experts, mortgage advisors, solicitors, and surveyors. Online forums and government resources can also provide information.

PROPERTY SEARCH

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