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The holiday is nearly over...

15 February 2012

From 24th March 2012, the Stamp Duty Land Tax holiday for first time buyers will end, meaning anyone who buys a home between £125,000 and £250,000 must pay 1% stamp duty.

First time buyers must act quickly to avoid paying this tax!

Here are just a couple of other reasons why now is a perfect time to buy:

  • The number of first time buyers looking for property rose considerably in 2011 as lenders improved their loan to value lending, in fact there were a third more loans with a deposit of 15% or less than in 2010.
  • Great mortgage deals are available at the moment, some at 95%! Speak to one of our independent financial advisers on 0800 389 9986. What’s more we won’t charge you a fee for arranging your mortgage.
  • Recent figures from Halifax show that mortgage payments for new borrowers were at their lowest as a proportion of earnings for 14 years.
  • Beresfords saw the number of first purchaser registrations rise by over 30% in 2011 compared with 2010, but so far in 2012 that figure has increased by over 40%. So come join the others who think now is the perfect time to buy before the holiday is over!

At Beresfords we have 11 branches across Essex and into Greater and Central London, each of which have a great selection of properties for sale under £250,000.