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Is Your Mortgage MOT due?

By Terry Holmes - 09 April 2020

More than ever at the moment, you need to make sure that finances are in as good shape as they can possibly be. For the majority of us, our mortgage will be our highest monthly outgoing, so while you have some spare time on your hands, doesn’t it make sense to have a good look at your mortgage?

After all, it’s different to other costs. If you choose to buy a more expensive car, go for a luxury holiday or even just have more on your Sky package, you get more for your money the more you spend.

But whether you are with bank A or building society B, mortgage money is just that, money. So if you pay more for your mortgage than you need to, and many of us do, you get nothing for your trouble.

Makes you think doesn’t it?

Beresfords financial division, Flagstone, are independent advisers. That means they aren’t tied to any one lender, can search the whole of the market and find a mortgage that is best for you, not the bank.

What’s more, being independent means that if there’s not a better option out there for you, they’ll tell you, it’s as simple as that.

Of course doing anything at the moment is difficult. Whatever you do it seems to involve a long queue. So the good news is, our advisers are still carrying out appointments via video call or telephone meaning now is as good a time as any to speak to us.

Plus, there’s never been a better time to re-mortgage with rates at historic lows so get in touch today to see how we can help you.

Please note: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

REMORTGAGING MAY NOT BE SUITABLE FOR EVERYONE AND YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISITING MORTGAGE LENDER